: Estimates the total long-term public debt at $1.37 trillion , including a significant portion (approx. $269 billion ) from unfunded pension liabilities.
: This study uses 2021 data from the University of California Consumer Credit Panel (UC-CCP) to examine automobile loan burdens and delinquency rates across different neighborhoods.
: Analysis of data from the credit bureau and Federal Reserve showing that the average household debt in California is now at $259,000 .
For real-time updates on California's borrowing activity, you can also check the provided by the State Treasurer’s Office. Race and the Geography of Automobile Debt in California
Several academic and policy papers analyze various facets of debt in California using similar large-scale datasets: Consumer and Household Debt
: A 2025 report detailing how over 2.2 million adults in California report having medical debt.
: A case study focusing on the burden of student loan debt, particularly among Latino/a borrowers, collaborating with the California Policy Lab . Medical and Legal Debt
: A study identifying patterns in debt collection using state court address and surname data. Public Sector Debt