The buyer completes the transaction at the dealer, where they can apply the Amex card payment toward the down payment or the full price, depending on the dealer's limit. Strategic Considerations

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While the "Member Price" is competitive, it may still be beneficial to compare quotes with other local dealerships or online services like Carvana or Edmunds to ensure the absolute best deal.

Cardholders can access upfront, "Member Price" quotes on new vehicles, which often include manufacturer incentives and exclusive Amex-negotiated discounts.

Are you looking to use the program for a or used vehicle, or are you primarily interested in maximizing rewards points from the purchase?

Users visit the official Amex Auto Purchasing site to select their desired make, model, and trim.

Although dealers in the network are required to accept at least $2,000 on an Amex card, some may allow more. However, buyers should confirm the exact limit with the specific dealer before arriving.