Auto Insurance Washington D.c. ★ Easy & Official

: High rates in the District are attributed to intense traffic congestion, high theft and carjacking rates—ranking second in the nation—and rising medical and vehicle repair costs according to Bankrate .

: As of April 2026, the D.C. Council is considering legislation that would more than double mandatory minimums to $50,000 per person and $100,000 per accident for bodily injury to ensure crash victims are adequately protected. auto insurance washington d.c.

: The Zebra notes USAA often provides the lowest overall rates for eligible members, averaging $642 per year in some datasets. : High rates in the District are attributed

: $25,000 per person / $50,000 per accident. 000 per person and $100

While costs are high, some providers offer more competitive rates for D.C. residents: