Best Buy Iphone Installment Plan May 2026

Best Buy offers two primary ways to finance an iPhone: through major providers like AT&T and Verizon , or promotional financing using a My Best Buy Credit Card. 1. Carrier Installment Plans

: These are "deferred interest" plans. If the balance is not paid in full by the end of the promotional period, interest is charged from the original purchase date at a high variable APR (currently 27.74%–30.74% ). 3. Lease-to-Own & "Buy Now, Pay Later" best buy iphone installment plan

These plans allow you to pay for your iPhone in monthly increments—typically over —at 0% APR . The payments are added directly to your monthly wireless bill. Best Buy offers two primary ways to finance

: Currently available for major carriers including AT&T , Verizon , and T-Mobile . If the balance is not paid in full

: Available on unlocked phone purchases of $649 and up . There is no interest if the balance is paid in full within 24 months.

: Requires a qualifying wireless service plan and a credit check by the carrier. Trade-in Integration

For those who may not qualify for traditional credit cards, Best Buy offers alternative paths: 24-month Unlocked Phones Financing Offer - Best Buy