Before visiting a dealership, determine your "true" budget to avoid overextending yourself.
: Some financial institutions suggest a stricter 3-year term and keeping costs at 8% of monthly income . buy a card
: Obtain financing from an outside source like a credit union or bank (e.g., Scott Credit Union ) before you shop. This gives you a baseline interest rate to challenge dealer offers. 2. Choose Between New, Used, or CPO Before visiting a dealership, determine your "true" budget
Buying a car in 2026 requires navigating a market where average new car prices have exceeded $50,000. To secure a fair deal, you must shift your focus from monthly payments to the total , which includes all taxes, registration, and dealer fees. 1. Establish Your Financial Foundation Before visiting a dealership
