Minimum Down Payment for Home Loan in India - PNB Housing Finance
Certain programs allow for extremely low or zero down payments for specific buyer profiles: buy foreclosures with no money down
You agree to pay the remaining mortgage on behalf of the owner, who may be in "pre-foreclosure" and desperate to avoid a credit hit. Minimum Down Payment for Home Loan in India
In the US, veterans can buy homes—including foreclosures—with 0% down through the Department of Veterans Affairs . buy foreclosures with no money down
In foreclosure situations, a seller might accept a "no money down" offer if you agree to a higher interest rate or a faster repayment schedule, as it allows them to walk away from a mounting debt. 3. Hard Money & Private Lenders
While most hard money lenders want 20–30% down, you can achieve "zero down" by:
While not strictly "no money down," this scheme provides significant interest subsidies (up to ₹2.67 lakh) that can drastically reduce the upfront capital needed for eligible first-time buyers.