: A list of personal or professional references is commonly requested. Important Considerations & Risks
: Recent pay stubs, bank statements, or tax returns (for self-employed contractors). buy here pay here cargo vans near me
Unlike traditional dealerships that send your application to outside banks, a BHPH dealer acts as both the seller and the lender. They use their own funds to finance your purchase, which allows them to set their own approval rules independent of strict bank guidelines. : A list of personal or professional references
: Expect significantly higher interest rates, often reaching 20% to 29% . They use their own funds to finance your
💡 : Always ask if the dealer reports your on-time payments to credit bureaus. While many do not, finding one that does can help you rebuild your credit for future traditional financing.
: You make payments directly to the dealership, often on a weekly or bi-weekly schedule.
Do you have a (e.g., high-roof vs. compact)?