: You will need the old card's account number and the exact amount you wish to move.
: Most cards charge a one-time fee of 3% to 5% of the total amount transferred. For a $5,000 transfer, a 3% fee would add $150 to your new balance. 2. Application & Execution
: Don't use the new card for daily purchases; they may not qualify for the 0% APR and will immediately start accruing interest.
: You generally cannot transfer debt between cards from the same issuer (e.g., you can't move debt from one Chase card to another Chase card).
: Most top-tier balance transfer cards require Good to Excellent credit (typically 670+). Inventory Your Debt
: Use online applications at major issuers like Citi, Discover, or Wells Fargo.