: Visa gift cards typically carry an activation or purchase fee ranging from $2.95 to $6.95 per card. Financial Risks and Terms
: Regularly buying large denominations of Visa gift cards is considered "manufactured spending." This behavior can lead to an account review or permanent blacklisting by Amex.
: Amex is notoriously strict about excluding gift cards from counting toward Sign-Up Bonus (SUB) requirements.
Purchasing a Visa gift card with an American Express (Amex) card is possible at most major retailers, though it is subject to strict American Express terms regarding rewards and "manufactured spending". While retailers generally treat the transaction as a standard purchase, Amex may categorize it differently depending on the store's reporting data.