Buying A Home After Bankruptcy Discharge Review

Most lenders look for at least two years of consistent employment history.

The "seasoning" period begins on your (when the court legally releases you from debt). Chapter 7 Waiting Period Chapter 13 Waiting Period Conventional 2 years after discharge FHA 1 year of on-time payments VA 1 year of on-time payments USDA 1 year of on-time payments buying a home after bankruptcy discharge

Use AnnualCreditReport.com to ensure all discharged debts are correctly marked as "included in bankruptcy" with a $0 balance. Most lenders look for at least two years