: This state-specific program is designed for buyers who do not meet standard credit requirements. It requires a minimum mid-score of 620 and pairs an FHA first mortgage with down payment assistance.
: Offers $10,000 for first-time buyers with a score above 640. Utah Bad Credit Mortgage Loan buying a home in utah with bad credit
: If you are a veteran or active-duty service member, VA loans often have no official minimum credit score (though many lenders prefer 580–620) and require $0 down payment . : This state-specific program is designed for buyers
: A $10,000 forgivable grant for buying in Layton. buying a home in utah with bad credit