Can I Buy A House With No Money May 2026

When traditional loans aren't an option, these alternative models can help you get into a home:

: Available to veterans, active-duty service members, and qualifying surviving spouses. These offer 0% down and typically do not require monthly mortgage insurance. can i buy a house with no money

If you don't qualify for a zero-down loan, you may use grants or secondary loans to cover the upfront costs: When traditional loans aren't an option, these alternative

: Some DPA programs provide the 3.5% down payment as a zero-interest second mortgage that is forgiven after a set period of on-time payments (e.g., 36 months). When traditional loans aren't an option