Can I Buy Health Insurance Right Now May 2026

: Losing a job-based plan, aging out of a parent's plan at 26, or losing Medicaid/CHIP eligibility.

Certain programs allow you to enroll at any time without a specific life event:

: Some states like Connecticut, Minnesota, and New York offer year-round enrollment for specific low-income "Basic Health Programs". 3. Alternative Coverage Solutions can i buy health insurance right now

: Gaining U.S. citizenship or leaving incarceration. 🕒 Key Deadline

You typically have from the date of the qualifying event to enroll. 2. Year-Round Enrollment Options : Losing a job-based plan, aging out of

: If you qualify based on income or disability, you can apply and enroll year-round through HealthCare.gov or your state's agency.

If you do not qualify for an SEP or Medicaid, you can consider these temporary or non-standard options: Qualifying life event (QLE) - Glossary | HealthCare.gov Alternative Coverage Solutions : Gaining U

If you have experienced a within the last 60 days, you can enroll in a comprehensive Marketplace plan immediately. Common qualifying events include: