Origination fees and the temptation to run up the credit cards again once they’re at zero. 3. Home Equity Loans or HELOCs
You need a good score to qualify for those low-interest loans or 0% cards. consolidate credit cards
If you consolidate your debt but keep spending more than you earn, you’ll end up with a consolidation loan and new credit card debt. The Bottom Line Origination fees and the temptation to run up