Good Enough Credit Score To Buy A House [OFFICIAL]

While you can buy with a 620, a "good" score—one that unlocks better rates—is typically .

: You are a solid candidate for most loans, though you may not get the absolute lowest rates available. good enough credit score to buy a house

If you are just a few points shy of a better rate tier, consider these steps: While you can buy with a 620, a

To buy a house, a is generally the minimum threshold for standard conventional loans. However, the "good enough" score depends heavily on the type of mortgage you choose and the interest rate you want to secure. Minimum Credit Scores by Loan Type good enough credit score to buy a house

: Get a free report from Equifax, Experian, or TransUnion to dispute any inaccuracies. What is the credit score needed to buy a house? | U.S. Bank