The government guarantees a portion of the mortgage, encouraging lenders to offer 95% loans.
Open to both first-time buyers and home-movers for properties up to £600,000.
This permanent scheme helps you buy a home with just a .
The discount stays with the property. When you sell, the next buyer must also be eligible and receive the same discount. 2. Freedom to Buy (Mortgage Guarantee Scheme)
You can buy a home for than its market value.
You can find participating lenders through sites like MoneySavingExpert. 3. Shared Ownership (UK-wide) Government house buying schemes in 2026
The government guarantees a portion of the mortgage, encouraging lenders to offer 95% loans.
Open to both first-time buyers and home-movers for properties up to £600,000. government housing help to buy
This permanent scheme helps you buy a home with just a . The government guarantees a portion of the mortgage,
The discount stays with the property. When you sell, the next buyer must also be eligible and receive the same discount. 2. Freedom to Buy (Mortgage Guarantee Scheme) government housing help to buy
You can buy a home for than its market value.
You can find participating lenders through sites like MoneySavingExpert. 3. Shared Ownership (UK-wide) Government house buying schemes in 2026