Home Buying 101 Texas -

Use this time to hire a licensed inspector. In Texas, checking the foundation and HVAC system is critical due to shifting clay soils and extreme summer heat. 4. Texas Homebuyer Programs

In most cases, the seller pays the commission for both agents, meaning professional representation often costs the buyer nothing out of pocket. 3. The "Option Period" & Inspections home buying 101 texas

Before looking at houses, you need to know what you can afford. Texas has no state income tax, but it does have some of the highest property tax rates in the country. Use this time to hire a licensed inspector

Your lender will require an appraisal to ensure the home is worth the loan amount. If the appraisal comes in low, you may need to negotiate the price or cover the "appraisal gap" in cash. Texas Homebuyer Programs In most cases, the seller

Get a pre-approval letter from a lender. This shows sellers you are a serious buyer in competitive markets like San Antonio or Fort Worth.

They understand local market trends and can help you navigate "Option Periods" (a uniquely Texas concept).