Securing travel insurance is a mandatory step in the Schengen visa application process. Without a policy that meets specific European Union criteria, your visa application will be denied.

The policy must be valid across all 29 Schengen countries , even if you only plan to visit one.

It must cover the entire period of your stay in the Schengen Area. Step-by-Step Buying Guide Travel Insurance for Schengen VISA from India - HDFC Ergo