Where are you in the process— or ready to talk to a bank ?
Minimum bedrooms, bathrooms, or a yard for pets. how to prepare for first time home buying
Verify the house is in the agreed-upon condition. Where are you in the process— or ready to talk to a bank
Are you okay with a fixer-upper, or must it be move-in ready? 🤝 Phase 4: Build Your Team sign a mountain of paper
Aim for a score of 620+; 740+ gets the best rates. Audit your debt: Calculate your Debt-to-Income (DTI) ratio. Save for "Hidden" costs: You Down payment: 3% to 20% of the price. Closing costs: 2% to 5% of the loan amount. Moving fund: Professional movers or truck rentals.
Bring your ID, sign a mountain of paper, and get the keys. 🗝️ To help you get more specific, I can: