Are you currently seeing a in your account, or did you receive this file from a specific email or website ? What are common scams and how do I spot them? - PayPal

If you received this via email, forward it to phishing@paypal.com and delete it immediately.

Most files with names like this are used in one of the following ways:

Some older methods involved using multiple accounts to trigger "negative balance" glitches through chargebacks, but PayPal has long since patched these loopholes. How to Protect Your Account