Programs To Help Buy A Home – Pro & Original

: FHA loan limits in 2026 increased in most counties, providing up to $40,000 more in purchasing power. VA Loans (Department of Veterans Affairs) :

: No monthly mortgage insurance (PMI) and competitive interest rates. USDA Loans (Department of Agriculture) : programs to help buy a home

: Must meet specific income limits, which have generally increased for 2026. 2. State & Local Assistance (Georgia Examples) : FHA loan limits in 2026 increased in

: 0% for eligible veterans, active-duty members, and surviving spouses. : 0% for homes in designated rural and suburban areas

: First-time buyers or those with lower credit scores.

: 0% for homes in designated rural and suburban areas.

Buying a home is more accessible when you leverage federal, state, and local programs designed to lower upfront costs and provide flexible financing. As of early 2026, over 2,600 assistance programs are available nationwide. 1. Federal Government-Backed Loans