: Look for accounts incorrectly marked as open, closed, or delinquent.
The first step is to review your credit reports from the three major bureaus—Experian, Equifax , and TransUnion. You can request free weekly reports from AnnualCreditReport.com . repair*credit
If you find an error, you must file a dispute with the specific bureau(s) reporting it. Fixing Your Credit FAQs | Consumer Advice : Look for accounts incorrectly marked as open,
: Check for misspelled names, incorrect addresses, or wrong Social Security numbers. or wrong Social Security numbers.