Once the "Safety Net" is full, the app suggests opening a higher-yield Investment Bucket for any overflow. Business Value
The user selects a target (e.g., "3 Months of Expenses"). savings account
Instead of a simple bar chart, the app uses a "Days of Freedom" metric. It calculates your average daily burn rate and tells you exactly how many days you could survive on your current balance if your income stopped tomorrow. User Experience (UX) Flow Once the "Safety Net" is full, the app