: 7% variable for one year (max £250/month).
These accounts allow unlimited withdrawals, making them ideal for emergency funds. : 4.75% (includes a 12-month bonus).
: 7.1% variable for six months (max £300/month); requires a Zopa "Biscuit" current account.
Fixed bonds are best if you can lock your money away to guarantee a return, as rates are expected to slide further in 2026. Best Savings Accounts in the UK (April 2026)
: 6% variable (max £500/month); top option "open to all" without needing a specific current account. Best Easy-Access Accounts (Up to 4.75%)
