: Banks are prohibited from sending you a credit card unless you specifically requested or applied for it.
: If your card is lost or stolen, your maximum liability for unauthorized charges is capped at $50 , provided you notify the issuer.
For detailed legal language, you can view the official Special Credit Card Provisions on the Consumer Financial Protection Bureau (CFPB) website.
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: Provide a written notice that includes your name, account number, and the specific details of the error.
Do you need a for disputing a specific charge or reporting a lost card?
: When you return an item bought with a credit card, the merchant must send a credit statement to the card issuer within 7 business days , and the issuer must post it to your account within 3 business days of receiving it.
